![]() No interactive website is required in this case, as it is the merchant and not the customer who, acting upon the instructions from the cardholder, activates the payment gateway and adds the customer’s credit card details. The second type of internet credit card processing facility can best be described as a “ virtual terminal“. The customer’s credit card details are fully protected appropriate firewalls and encryption, and the merchant sees only the information required to fulfil the order once the sale has been positively authorized via the payment gateway by the bank which issued the customer’s credit card. The payment site, while retaining the look and feel of the business, is run by the payment gateway provider chosen by the merchant and set up with the assistance of his bank once the website has been developed. This page will allow the customer to enter all the details necessary for the processing of his order. If the business requires am interactive, fully-functional website, then the site will be set up so that the customer, having made his choice and loaded his “shopping basket”, will click on ‘PAY’ which will take him to a secure payment page. There are two ways of processing cards online and the merchant should choose the one that best suits his needs. Internet credit card processing has become an essential part of an increasing number and variety of businesses. Internet credit card processing is required by any business whose customers are not physically present at the time that payment for goods or services needs to be made. ![]()
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